LCD invests in people who are working to build financial, personal and shared assets in low-income communities in the San Francisco Bay Area. LCD is the largest provider of microfinance loans in the San Francisco Bay Area, manages the largest Individual Development Account (IDA) and financial education program in the country, and is a leading financer of high-impact real estate projects. LCD channels resources into Bay Areaʼs communities that have been underserved by conventional financial institutions, and gives their residents the tools they need to build personal assets and transform their own lives. LCD has a staff of 20+, an annual budget of $2.5 million, and total assets of $25 million.  For more information visit : WWW.L4CD.com